ASNIC Medical Plans

Al Sagr National Insurance with its experience in the health insurance field has carefully designed wide range of group, individual and ME products with unique benefits to suite all your needs.

Our Individual and Family Plans provide Wide range of compliant products with comprehensive, enhance, basic coverages based on the members’ visa type.

    • Abu Dhabi health plans for members based in Abu Dhabi and Al Ain
    • Dubai health plans for Dubai Visa Holders based in Dubai
    • North emirates health plans for North emirates Visa Holders

Our Group products provide wide range of SME “readymade” products for groups up to 150 live and tailor made products as per the client’s selection of main benefits, additional benefits, local and international coverage.

Our Network of Medical Providers

In order to cater for the needs of our clients, ASNIC contracted with best TPAs in the market Next care and NAS to administrate you polices Our TPAs offer a remarkable wide network of providers. These preferred Health Providers are
Splendidly equipped to provide our valued members with the necessary health care.
For review of the network updates, you can use below links

ASNIC Medical Insurance services

ASNIC is dedicated to provide our valued clients with the most cost effective services and professional benefit management topped with: -

  • Personalized attention to the highest standards
  • Effective value-added services
  • Flexible Product Design
  • Comprehensive Covers
  • Prompt Claims Processing and Settlement

The main feature of  our products is to provide an adequate and sufficient medical treatment through easy and simple administrative procedures. Our products cover a wide range of benefits, like:

1- Out-Patient benefits:

  • • Personalized attention to the highest standards
  • • Effective value-added services
  • • Flexible Product Design
  • • Comprehensive Covers
  • • Prompt Claims Processing and Settlement
  • • Online portals for quotation services

The main objective of our medical products is to provide an adequate and sufficient Health Care coverage with wide range of benefits, like:

1- Out-Patient benefits:

  • • Consultation fees for general practitioners and specialists
  • • Cost of prescribed medications from licensed pharmacies
  • • Flexible Product Design
  • • Cost of prescribed Laboratory and radiology services.
  • • Physiotherapy

2- In-Patient benefits::

  • • Hospitalization charges ( accommodation and other hospital services)
  • • Doctor’s fees
  • • Prescribed medications
  • • Other medical expenses including Operation Theater.

3- Additional Benefits:

  • Dental benefit
  • Optical benefit
  • Many other additional benefits.

4- Built-in Free of Charge Benefits:

  • International Assistance
  • Second Medical Opinion

Health Authorities:

ASNIC is holding licenses to operate in all Emirates of UAE.
Abu Dhabi Department of Health (DOH) to provide medical insurance for the Emirate of Abu Dhabi Visa holders

Dubai Health Authority (DHA) Insurance Permit (HIP) to operate in the Emirate of Dubai for Dubai Visa holders

Below links connect you with UAE health insurance authorities which provide you with updates and news related to health insurance laws and regulations

HAAD Circulars

DHA Circulars

Health Insurance Law (employer’s Information Pack)


Flexi Dubai Individual Plans 2018-V6
Flexi Plus Individual Plans 2018- V6
Pre-existing declaration form
Application Form - Northern Emirates

2015 Al Sagr National Insurance Company Terms and Conditions



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