Personal Accident Insurance:
This cover operates 24 hours and on a worldwide basis. It provides for payment of specified capital benefits following accidental death, bodily injury, permanent total disablement, and permanent partial disablement, temporary total and temporary partial disablement caused by an accident.
In addition, the cover also provides reimbursement of emergency transportation to the nearest hospital and expenses incurred for preparation and repatriation of the mortal remains of the insured person from the place of death to the country of residence.
Plate Glass Insurance
This insurance is intended to cover fixed plate glass against accidental breakage due to any cause not otherwise excluded in the Policy.
The coverage is designed to replace the broken glass with glass of similar quality or to compensate the loss sustained by the insured.
The insurance cannot be extended for glass which is not fixed, i.e. which might be loose or movable in the premises.
The policy is designed to protect against loss of money, whilst;
Money at premises:
- In locked counters/drawers/cash registers/tills/cabinets during business hours.
- In a locked Safe (During/outside business hours).
Money in Transit
- Transit between any specified locations
Fidelity Guarantee Insurance
The policy covers the employer in respect of any direct financial loss sustained as a result of fraud and dishonesty of his employees who are named in the Policy and committed by them in the course of their employment for their financial gain.
Jewelers Block Insurance
A Jewellers’ Block policy is a special policy designed for Jewellers. It covers all risks of loss or damage from any cause whatsoever for Jewelers and Bank Notes, subject to just a few exclusions.
Banker’s Blanket Bond (BBB)/Computer Crime Insurance
Combined policy designed especially for the needs of modern banks and financial institutions; the policy covers Money (Cash-in safe & Transit) Infidelity of employees, Coverage for forged cheques and drafts, securities, Counterfeit Currency.etc, and Damage to Offices and their contents during a burglary or break in. Computer Crime Insurance can be added as an extension under BBB, Insurance.